The Missing Middle: How We Fund Affordable Housing for Key Workers
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CommunityOct 30, 2025By Emma Ross

The Missing Middle: How We Fund Affordable Housing for Key Workers

A city cannot function if its essential workers—nurses, teachers, police officers—cannot afford to live in it. This is the crisis of the "Missing Middle": the gap between social housing and high-end luxury apartments.

The Economics of Affordability

The challenge is structural. High land costs and construction prices make it difficult for private developers to deliver "affordable" stock without government subsidy. However, Alleyroads Perth is pioneering a new funding model that bridges this gap.

The "Impact Investment" Model

By partnering with superannuation funds that have a social impact mandate, we can accept a slightly lower internal rate of return (IRR) in exchange for long-term stability and positive social outcomes. This "patient capital" allows us to:

Success Stories

Our recent precinct in Cockburn Central integrated 45 affordable dwellings into a larger commercial and residential hub. The result? A vibrant, diverse community that experienced 0% vacancy within 2 weeks of opening.

Funding affordable housing isn't charity; it's smart economics. A stable workforce underpins a stable economy, and providing housing for that workforce is one of the safest investments available today.


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